Good Morning to call : I think we all need to learn how we can make money work for us instead of us working for the money.........That is the only diffenance between us the poor vs rich. One that gets into the rat race just runs around in circles , while the one that learns how to water their money and watch it grow becomes rich and famous.............with all the wealth one could dream of. If you want to be ahead learn to better control your spending and improve your safty net to cover up the holes to protect lost revenue through those leaks............we can't point the finger at another because every time you point one finger at someone else 3 fingers get pointed at you yourself.............never forget that because we could only better ourself to make a better future for the time to come.................THANKS FOR YOUR TIME !