"An Indian man walks into a bank in

New York City and asks for the loan officer.

He tells the loan officer that he is going to India on business

for two weeks and needs to borrow $5,000.



The bank officer tells him that the bank

will need some form of security for the loan,

so the Indian man hands over the keys

and documents of new Ferrari parked

on the street in front of the bank.

He produces the title and everything checks out.

The loan officer agrees to accept

the car as collateral for the loan.



The bank's president and its officers

all enjoy a good laugh at the Indian

for using a $250,000 Ferrari

as collateral against a $5,000 loan.

An employee of the bank then

drives the Ferrari into the bank's

underground garage and parks it there.



Two weeks later, the Indian returns,

repays the $5,000 and the interest,

which comes to $15.41.

The loan officer says,

"Sir, we are very happy to have had your business,

and this transaction has worked out very nicely,

but we are a little puzzled.

While you were away,

we checked you out and found that you are a multi millionaire.

What puzzles us is, why would you bother to borrow "$5,000" ?







The Indian replies:



"Where else in New York City can I park my car

for two weeks for only $15.41

and expect it to be there when I return'"





Ah, the mind of the Indian...





This is why India is shining"