Hi,

Your perception is wrong. Most of the time employees are not aware of the benefits or they have a feeling that it is like general hospital, and one won't get proper benefit.

It is HR guys duty to explain them about the benefits, their rights etc.

Basically ESIC system works like that. Employee or his dependents has to visit first the local dispensary which they are attached to. In turn if the doctor working in that dispensary feels that facilities are not there to treat that particular disease, then they will refer to ESIC main hospital. Now a days they have all sophisticated equipment for treat, most of them purchased from the contributions paid by the workers. Even there the facilities are expertise is not available they may refer to any corporate hospital, with all expenses paid.

Let me share my experience regarding this. One of my colleagues has hole in heart and some other problem related heart. It was diagnosed after 3months of birth. Immediately they have refer the case to one of corporate hospital and full expenses have been paid for ESIC.

Regarding benefits, Major thing people know is that MATERNITY BENEFIT. Apart from these in case disablement employee gets the benefits depends of the degree of disablement. Upon death of member his/her kins will get funeral expenses.

Now recently included unemployment benefit. Those who are unemployed, they will get half the wages for a period of six months.

To get these benefits employee's contribution in the previous period has to be for 78 days.

siva
siva.bss@gmail.com